Profit from banking offers

Status Account

1. FirstDirect - 0800 242424 firstdirect.com
£25 bonus if account is opened and has credit balance.

2. BankOfScotland.co.uk

£100 interest free overdraft if paid £1000 min into account a month

3. Halifax

£100 interest free overdraft + £2500 interest free overdraft for 120 days.

Condition: £1000 paying in monthly.


Premier Banking/Free Overdraft banking

HSBC Premier

Barclays Premier. £1000 overdraft fee free. Incoming 60k pa. £10/month fee !
Lloyds has gold and premier accounts but not very attractive.
Natwest Advantage Premier - a fee is chargable in exchange for benefits.


Smile Current Account : £500 fee free overdraft.


0800 00 45 00.
1. Citbank Euro Account. 50 Euro (£30) bonus on account opening with deposit of at least £2000.  Yearly income should also be at least £20k.  Interest free £500 overdraft. Minimum end of year balance £2000. Min comittment waived for first year.
  • US Dollar = 3%
  • Swiss Franc = 6%
  • Japanese Yen - % chg = 30% since Nov
  • New Zealand Dollar = 6%
  • Australian Dollar = 10%
  • Canadian Dollar = 6%
  • Singapore Dollar = 4%
  • Swedish Kroner = 3%
  • Hong Kong Dollar = 4% volatility since Nov.
  • Euro = 4% volatility

www.citibank.co.uk

 


[Student Accounts]

Fee fee credit card, lower rate student loans/overdraft are standard.

[Barclays]
You're a student. You know a good thing when you see it. Who wouldn't want to take advantage of our instant access accounts with interest free overdrafts, £30 worth of book, CD and video vouchers*, 3% cashback
on all purchases with your own Barclaycard** AND the ability to bank online?

Barclays Graduate : £200 overdraft free free.
Request an interest-free overdraft of up to £1,250 for up to two years after you graduate.
Comission free foreign currency

[HSBC]
An interest-free overdraft - £1,500 year 1, £1,000 year 2, £500 year 3*

1st year: £750 interest-free (guaranteed). Then, subject to how you conduct your account
2nd year: £1,000 interest-free
3rd year: £1,250 interest-free
4th year: £1,500 interest-free
5th year+ £2,000 interest-free (depending on course

[Lloydstsb]
Graduate account
An interest free overdraft - you can go overdrawn by up to £2,000, subject to status, for up to 3 years and may even get special low interest on anything over £2,000 or over your agreed overdraft limit

an interest free overdraft - up to £1,500 in each of your first 3 years, and up to £2,000 for years 4 and 5

[Natwest]

[Graduate]
You can apply for an interest-free overdraft, or an interest-free loan to pay off an existing overdraft, of up to £2,000 in the first year after you graduate, £1,000 in the second, and £500 in the third, with preferential rates if you borrow more and no account fees.

-Student
Interest free on agreed limit. Usually about £500 first year and £1000 yr2 and 3.

[RBS]

Graduate

Free overdraft up to £2,000- you get an automatic overdraft facility of £100, and can then apply for up to £2,000, depending on status. And all overdrafts are interest-free.

Student

Free automatic overdraft facility of £100- you can then apply for up to £2,000, depending on status and length of study. And here's the best bit. All overdrafts up to £2000 are interest-free.

Student Mortage

[Cooperative]

http://www.co-operativebank.co.uk/personal/personal_student_overdraft.html

Year of Study Initial LImit Buffer Zone Total Limit
Year 1 £800 £200 £1,000
Year 2 £1,200 £200 £1,400
Year 3 £1,600 £200 £1,800
Year 4 £1,800 £200 £2,000

[RBoS]

 


[Non Status Account]

Most saving account are non status. Can open saving then move to current.
Take a short course and open student account

[Natwest STEP Account]
Cash card, direct debit, SOLO, cheque book (depending)or overdraft

[BankOfScotland]

EasyCash

FREE Banking - no charges for any transactions and free Standing Orders and Direct Debits.

Free debit and cash card - 2-in-1 Keycard®Extra lets you pay for goods and services by SOLO and lets you draw up to £250 a day from over 30,000 UK cash machines at no charge (subject to available funds in your account).

 


 


Credit cards.

Halifax cashback cards.

 

0.5% on first 999.99. 1% on 1000 - 24999.99. Rebate paid on anniversary.
Credit card cheque - £1.5% max £20. min £1.50
Cash Advance - 2%. £2 min
Forex - 2.75%

 

===

Cahoot
5% cash back. max £75 @ 1500 xfer.

1.25% forex transaction comission
Cash Advance/Cheque - 1.5%, min £1.50. max £25.

www.cahoot.co.uk

 

Associate.

£2000 loan 0% 3 months.

http://www.afcc.co.uk

www.getfinance.co.uk.

 

MBNA Credit card - 0.9%
2.75% forex transaction comission
Cash Advance/Cheque - 1.5%, min £2. max £25.

www.mbna.co.uk


(c) 2002 Credit Finance. 
Disclaimer :  While all effort has been made to ensure the accuracy of the information provided here, we cannot guarantee the accuracy of the information.  You should always satisfy yourself before entering into any contract.